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Walsh & Monaghan, LLP News: American Bar Association’s Law Office Climate ChallengeWalsh and Monaghan, LLP, is proud to announce its partnership with the American Bar Association-Environmental Protection Agency Law Office Climate Challenge. Our firm is one of a few in Vermont to earn this designation. “The firm believes it is important to take responsible measures to minimize our impact on our environment and to implement measures to conserve our valued resources,” said Tom Walsh, managing partner of Walsh & Monaghan, LLP.The ABA-EPA Law Office Climate Challenge encourages law offices to become better environmental and energy stewards. Walsh & Monaghan, LLP has long worked toward environmentally friendly office practices and is glad to be recognized by the ABA and EPA. As a Law Office Climate Challenge partner, the firm recycles more than 90% of discarded office paper and purchases paper with a minimum 30% post-consumer recycled content. The firm also uses double-sided copying and printing practices where appropriate. The American Bar Association’s Section of Environment, Energy and Resources (SEER), in cooperation with the U.S. Environmental Protection Agency (EPA), created the ABA-EPA Law Office Climate Challenge to challenge law offices to take specific steps to conserve energy and resources, as well as reduce emissions of greenhouse gases—which cause global climate change—and other pollutants. Law offices and organizations may participate by adopting best practices for office paper management or by joining another voluntary EPA partnership program. For more information visit the ABA-EPA Law Office Climate Challenge web site. ____________________________________________________________________________ Are you ready to take advantage of low home mortgage rates?As the U.S. economy goes through a protracted contraction, consider that mortgage rates are at near-historic lows. In the near term, it appears that market conditions are going to keep mortgage rates low, which is good news for those looking to upgrade to a larger home or to refinance an existing mortgage. The long term challenge, however, will be whether these rates will last. As prices for goods increase, and capital begins to return to the market, inflation will start to challenge our economy. In turn, borrowing rates will begin to creep back up.
____________________________________________________________________________Are you a first-time home buyer?If you are, you may be eligible for a refundable tax credit equal to 10 percent of the purchase price of your home, up to a maximum credit of $8,000. The credit applies to first-time home buyers who buy their homes between January 1, 2009 and December 1, 2009. The credit will apply to most first-time Vermont homebuyers, so long as you make less than $75,000, or, if you are married and file income taxes jointly, $150,000. Finally, you must remain in your new home for three years, or you will forfeit the credit to the federal government. This new tax credit is a fantastic benefit for would-be home buyers who have been considering purchasing a new home but have yet to take the leap. |
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